risk
Unlawful denial of essential services by AI
Because AI evaluating eligibility for public benefits, creditworthiness, or insurance risk and pricing (Annex III(5)) operates without fairness, explainability, human oversight, or the required conformity controls, it can wrongly deny or misprice essential services, resulting in unlawful exclusion and consumer harm.
Record JSON · Open in map · Data retrieval guide
Catalog revision: 24028ffcfc2b295fa1b08ee6caa84b765f0731b321496bf4f548c49ad2177028. A connection does not establish full coverage.
Attributes
- category
- ai_governance
- domain
- AI Governance
- Financial Reporting Controls (SOX)
- Compliance, Audit & Assurance
- taxonomy
- eu-ai-act-risk
- inherent_rating
- high
Details
- risk_id
- ai-highrisk-essential-services
- category
- ai_governance
- likelihood
- medium
- impact
- high
- inherent_rating
- high
- treatment
- mitigate
- taxonomies
- eu-ai-act-risk
Source
No record-specific source URL is provided.
Connections
- UC-AUDIT-06 — Ensure auditor competency and continuing development mitigates Unlawful denial of essential services by AI
- strength
- related
- rationale
- UC-AI-04 — Assess impacts and classify AI systems before deployment mitigates Unlawful denial of essential services by AI
- strength
- primary
- rationale
- Impact assessment plus conformity classification gates unfair benefit/credit/insurance decisions the risk says deploy without required controls.